Pay Less, Earn More. Built for Mavericks.
Transparent pricing that scales with your success. No hidden fees, no monthly charges, no surprises. Built specifically for freelancers, creatives, and independent businesses.
Always Free Services
Core financial services that every maverick needs, completely free forever
Payd to Payd Transfers
Send money instantly between Payd users anywhere in the world
- Instant transfers between Payd accounts
- No transaction fees
- Available in 35+ countries
- Real-time notifications
Stablecoin Payments
Send and receive digital dollars (USDT, USDC, cUSD, cKES) with zero fees
- Support for USDT, USDC, cUSD, cKES
- Zero transaction fees
- Blockchain-powered security
- Instant settlement
Currency Conversions & Offramp
Convert between currencies and cash out to local payment methods
- Real-time exchange rates
- No conversion fees
- Multiple currency support
- Seamless offramp to local methods
Transaction-Based Pricing
Pay only when you use these premium services. No monthly fees, no setup costs.
Mobile Money
Max fee: $5
Accept payments and send payouts via M-PESA, Airtel Money, and other mobile money services
- Below $25: 1.5% fee
- Below $250: 1% fee
- Above $250: 0.5% fee
- Support for M-PESA, Airtel Money, MTN, Orange Money and more
- Instant processing
Bank & Merchant Payments
Max fee: $10
Traditional bank transfers and merchant payment processing
- Below $500: 1.5% fee
- Below $1500: 1% fee
- Above $1500: 0.5% fee
- Bank transfers and wire payments
- Merchant payment processing
Virtual Accounts
Max fee: $50
Create virtual accounts for collections and business operations
- Free account creation
- 0.75% fee on payins/collections
- Minimum $1 fee per transaction
- Multiple currency support
- Real-time balance tracking
Card & Digital Wallets
Max fee: $100
Accept payments via credit cards, Apple Pay, Google Pay, Cash App
- Credit and debit card processing
- Apple Pay, Google Pay, Cash App
- Secure payment processing
- Global card acceptance
- Instant settlement
Cash Collections
Max fee: $50
Accept cash payments and collections through our network
- Cash collection network
- Physical payment locations
- Secure cash handling
- Receipt generation
- Real-time notifications
Free Payouts on Fridays!
Send payments every Friday with absolutely zero fees
Limited time offer
Need Something Custom?
Enterprise solutions, partner integrations, and custom implementations available. Let's build something amazing together.
Calculate Your Fees
Use our interactive calculator to see exactly what you'll pay for any transaction. No surprises, just transparent pricing.
Fee Calculator
Calculate your transaction costs instantly
Cost Breakdown
Pro Tip:
Mobile money fees decrease as your transaction amount increases. Consider batching smaller payments for better rates.
Ready to get started with transparent pricing?
Frequently Asked Questions
Everything you need to know about our pricing
Are there any monthly fees or setup costs?
No! Payd Money has no monthly fees, setup costs, or hidden charges. You only pay transaction fees when you use our premium services. Our core services like Payd-to-Payd transfers and stablecoin payments are completely free.
How do the maximum fees work?
Each service has a maximum fee cap to protect you from excessive charges on large transactions. For example, mobile money has a max fee of $5, so even if you're sending $10,000, you'll never pay more than $5 in fees.
Can I use multiple services together?
Absolutely! You can mix and match any of our services. For example, receive payments via cards (3.5% fee) and send payouts via mobile money (0.5-1.5% fee). Each service is priced independently.
Do you offer volume discounts?
Yes! Our tiered pricing structure automatically gives you better rates as your transaction amounts increase. For enterprise volumes, we offer custom pricing. Contact our sales team to discuss your specific needs.