Get paid like a local in the US and Europe
Open US dollar and euro account details on Payd. Clients in the US pay you by ACH or wire, clients in Europe by SEPA, and the money lands in your Payd balance.
Your clients don't need Payd. They pay you like any other bank account.


How it works
- 1
Open your Payd account
Sign up and verify your identity. It takes a few minutes.
- 2
Get your account details
Request USD or EUR details in the app. They are yours to keep and reuse.
- 3
Share them and get paid
Send the details to your client. When they pay, the money shows up in your Payd balance.
Why people use Payd accounts
ACH and wire in the US
US clients and platforms pay you the same way they pay anyone at home.
SEPA in Europe
European clients send a normal euro bank transfer.
One balance
Client payments, stablecoins and transfers from other Payd users all land in one place.
Move it home when you want
Withdraw to M-Pesa, other mobile money or a bank in 11 African countries.
Easy to share
Copy your details or share them straight from the app.
No foreign bank account
No trip abroad, no paperwork with a foreign bank.
What it costs
Opening account details is free. You pay a small fee on each US dollar payment you receive.
- Account details
- Free
- Receiving a US dollar payment
- 1.2% (min. $2, max. $10)
- Example: a $500 payment
- $6 fee
- Monthly fee
- None
Moving money to mobile money or a bank has its own fee, shown before you confirm.
Questions
Who can get USD or EUR account details?
How do my clients pay me?
How long does a payment take to arrive?
Can I use my details for platform payouts?
What can I do with the money?
Get your USD and EUR details
Open a free Payd account and request your account details in the app.



